Is Mobile Phone Insurance Worth It?
Although insuring your house and your car are seen by most as essential, the opposite can be said for mobile phone insurance. Insuring a mobile phone is seen as a luxury and something that you can do without. However, insuring your mobile phone can be worthwhile and can save you money. Here is some advice to help you decide whether mobile phone insurance is right for you.
How much does it cost?
Mobile phone insurance is relatively inexpensive, with cover starting at around ?25 per year and going up to ?100 depending on the level of cover that you want.
Ways to get insured The two ways you can get hold of mobile insurance are to buy insurance from your airtime supplier or to go to an outside insurance source. The obvious advantage of using your airtime provider is that all your mobile phone costs are with one company. This means you can call to cancel your phone if it is lost or stolen and get a new phone sent straight away. Of course, the disadvantage is that the cost and level of cover you get may be different to what you need or are willing to pay. Your best bet is to shop around before you buy any mobile phone insurance.
Features of mobile insurance
When looking for mobile phone insurance there are a number of features you should look for. The main feature of the insurance should be the replacement of your phone should anything happen to it. Most insurance policies offer this, although you have to pay an excess payment on some whilst others will only send you a second hand phone of a similar specification. Another feature you should look for is cover for unauthorised phone calls should your phone be stolen.
Advantages of mobile phone insurance
The advantages of mobile phone insurance are that you are covered should your phone be stolen, which is becoming an increasingly common occurrence. Losing or having your phone stolen can cost hundreds of pounds, because replacing the actual phone costs a lot more than getting a contract. Also, you run the risk of having huge phone bills run up on your stolen phone if you don?t report it quickly. For a small amount of money each year it does make sense to get mobile phone insurance.
Alternatives
Although mobile phone insurance is a good idea, if you are someone who has never lost his or her phone or simply doesn?t take it out very much then you might not need insurance. If you keep a security lock on your phone then no one else can access it should it be stolen. Also, it is possible to insure your phone under your home contents insurance for around ?30 a year. If you take out an ?all risks? policy your phone is insured against theft and loss in and outside the home. The problem with this type of insurance is that you are not fully covered for calls and payout may take a while. If you have an expensive phone and you think you might lose it, then mobile phone insurance is the quickest and cheapest way to make sure you are compensated.
Peter Kenny is a writer for creditcards-gb For additional articles and an extensive resource for everything about credit cards, please visit us at http://www.creditcards-gb.co.uk and http://www.thriftyscot.co.uk/Insurance/
High Quality Conference Calls at Discount Prices
Cell Phone Accessories
Up to 80% Off
Conference Call Companies - Web Conferencing Services
Conferencing Calling Services - Corporate Conference Call Solutions and Providers Available for Your Audio and Video Conferencing Needs.
Check Us Out Now for
Teleconferencing and Web Conferencing Services at Affordable Calling Rates
Unlimited Access To Over 12 Million Songs!
We are the largest file trading network on the planet. Get access to the largest collection of music from all over the world.
Download Unlimited Music, Videos, MP3s and Games - 100% virus, adware and spyware free!
Cell Phone Recycling Profits
Minnesota Couple Makes $64,032 Profit Their FIRST Month Recycling Used Cell Phones and PDAs.
Over 100 Million Cell Phones Will Be Replaced This Year - Learn How To Profit From This Golden Opportunity!
Get Free Ringtones For Your Nextel Phone
Get Instant Access To Free Ringtones, Free Wallpapers, Free GPS, Free Games, Free Apps, And Tons Of Nextel Modifications
Reverse Phone Lookup
Get INSTANT ACCESS to owner information, address history, carrier, connection status, and location details for any phone number.
Database coverage includes cell, residential, business, pager, toll-free, and unlisted numbers. Your search is 100% legal and strictly confidential.
Top Telesales Techniques that Work!
Discover How To Make A Fortune Selling Products And Services By Phone.
Tom Hopkins and Anthony Robbins Top Salesperson can help you increase your phone sales by 30-100% immediately!
Related Articles:
Sorting Through Your Cellular Phone Options
Some people purchase a cellular phone for emergency use only, but others use their cellular phone on a daily basis as a replacement for their land-line home phone. With the number of options available for your cellular phone, finding the right phone for your needs can be confusing.
iPhone can be funded with used Cell Phone and iPod
SellyourCell.com is offering a way to purchase the much desired iPhone. In a limited time offer SellyourCell.com is offering a $10 bonus (on top of the invoiced price) to any order which includes a wireless device (Cellphone, PDA, SmartPhone) AND an Apple iPod.
Have Some Sage Business Advice? Post it to WikiCFO - You Might Win An Apple iPhone
Do you have a business best-practice suggestion that you'd like to share with business owners, their CFO's or controllers? Perhaps it's a way to streamline an accounting practice, improve cash flow or some other sage piece of business advice. If so, post your thoughts on WikiCFO - the "how-to" manual of business best practice ideas - and you can win a brand-new Apple iPhone.
Terror Finance Experts: International Regulators Ignoring Threat from Mobile Phone Payments
A new initiative to allow cell phone owners worldwide to send each other money through the mobile network is a dream scenario for terrorists, but the international financial regulators are doing nothing about it, say two experts on terror financing.
5 Tips On How To Reduce Your Mobile Phone Costs
Mobile phones are great. They allow us to communicate and ?stay in-touch? in a way that was not possible in the recent past. However, this increased connectivity comes at a cost, and if you are not careful you may end up spending money unnecessarily. Here are five basic tips for reducing your mobile phone costs without sacrificing your communications with your family, friends or business contacts.
In-Vehicle Cell Phone Use - Assessing Accident Risk
Mobile phone use in motor vehicles has increased at a remarkable rate over the past 15 years. Yet it is undeniable that utilizing a cell phone while driving can affect driver performance as it relates to the overall safe operation of a vehicle. There are a number of things to consider in deciding whether the trade off in convenience is worth the potential risks associated with the distraction created by a cell phone. Given the fact that the individual driver (and/or business owner) ultimately pays for the resulting consequences associated with an auto or truck accident (financial, emotional and physical lose); it is prudent to seek out relevant and reliable information in making a decision. In doing so, consider the source, as well as the p...
Cell Phone Recycling Giant Casts Solid Vote For The Environment
PaceButler Corporation, a major player in the cell phone recycling industry unveiled today the company's plan to integrate their marketing and promotions activities with those of other recycling and environment initiatives. PaceButler will actively seek to establish alliances with recyclers in other industries and environmental advocacy groups while continuing to work with its major partners in the industry and the charitable organizations.
Cell Phone Fraud
In today?s marketplace, there are so many cell phones and cell phone service providers that many consumers do not know one from another This has led to the crime of cell phone fraud becoming more frequent
Oxygen Phone Manager Series: Bringing Access to a Cell Phone by Means of PC
It has become much easier and cheaper to register for Oxygen Phone Manager Series since the introduction of Software as a Service offer (5.95 Euro a month).
Text from PC to Cell Phone
Text from PC to Cell Phone
Finding The Cellular Phone Deal That Works For You
We have all ? at one time or another ? had experience with trying to decode and understand a phone bill. Extra charges, hidden costs, and unexplained overages have all confounded us periodically. But when landline phones were all we had to worry about, our frustration was at least confined. But now, with the advent and significant use of cell phones, we have another bill to decipher. And when you are not thoroughly educated about the plan you are paying for, you can easily be overwhelmed by the billing process. Paying affordable prices for cell phone usage ? and understanding all that that entails ? means finding a cellular phone deal you can live with and pay for with confidence.
Phone Counseling Can Be Helpful To Many Individuals
Many times in a person?s life, there will be incidents when there will several emotional crisis to face At this time the normal thing for anyone to do is approach a good counselor
Brendan Brader, CEO of Top Web Hosting Company HostRocket.com & Internet Phone Service Provider, ViaTalk Named to The Business Review's '
Brendan Brader, CEO of two leading technology companies located in the heart of New York State's Tech Valley, has been named to the "40 Under Forty" list of emerging business leaders by The Business Review.
RealBird® Announces Real Estate Property Websites for the Apple® iPhone® and iPod Touch®
RealBird multimedia single property websites are now available on the new Apple iPhone and iPod Touch, enabling real estate agents to take their listing inventory on the road.
VOIP Phone Services Putting Our Seniors at Risk - Medical Alert Industry Leader VRI Develops an Innovative Solution
Traditional medical alert units are not reliable when used with VOIP or digital phone services. VRI engineers have developed proprietary software and hardware changes to provide a reliable solution.
